College student who wants to invest.?

Cliff Jacoby: Even though you are eager to invest, I'd set aside a good emergency fund first. Make sure that you have enough to get through school! Then pay off your debts. Paying off an 18% credit card is better than earning 18% in the market. When you are ready to invest, I would suggest investing in a good conservative mutual fund. You probably are not ready for individual stocks. To much volatility and risk in individual stocks!